1. Introduction

These Website Terms and Conditions of Use ("Terms") govern your access to and use of the website located at www.ringateltd.com (the "Website"), owned and operated by Rigate Ltd, a company incorporated under the laws of the Republic of Ghana ("Ringate", "we", "us", or "our").

By accessing or browsing this Website, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms in their entirety, you must immediately cease your use of the Website.

These Terms apply to all visitors, users, and others who access the Website, regardless of the device or medium through which they do so.

2. About Us

Ringate Ltd is a company registered under the laws of the Republic of Ghana. Our registered office is in Ghana. The Website serves as an informational and business-facing platform. For general enquiries, please contact us at contact@ringateltd.com.

3. Eligibility and Access

This Website is intended for access by persons aged 18 years or older. By using the Website, you represent and warrant that you meet this age requirement and that you have the legal capacity to enter into binding agreements under applicable law.

We reserve the right to restrict or terminate access to the Website, or any portion thereof, at any time and without prior notice, for any reason, including but not limited to a breach of these Terms.

4. Permitted Use of the Website

You may use the Website solely for lawful purposes and in accordance with these Terms. Permitted uses include:

• Browsing and viewing the informational content published on the Website.
• Contacting us through any enquiry or contact form made available on the Website.
• Downloading or printing materials made available for download, for personal, non-commercial reference only.

5. Licence to Use Our Website

Subject to your compliance with these Terms, Ringate grants you a limited, non-exclusive, non-transferable, non-sublicensable, and revocable licence to access and use the Website solely for your personal, non-commercial purposes.

This licence does not include any right to: (a) resell or make any commercial use of the Website or its contents; (b) collect or use any product listings, descriptions, or other content; (c) make any derivative use of the Website or its contents; (d) download or copy account information for the benefit of any third party; or (e) use any data mining, robots, or similar data gathering and extraction tools.

This licence may be terminated by Ringate at any time with or without notice. All rights not expressly granted herein are reserved by Ringate Ltd and its licensors. Nothing in these Terms gives you a right to use the Ringate name, trademarks, logos, domain names, or other distinctive brand features.

6. Prohibited Conduct

You agree that you will not, under any circumstances:

• Use the Website for any unlawful purpose or in violation of any applicable local, national, or international law or regulation, including those of the Republic of Ghana.
• Attempt to gain unauthorised access to any part or feature of the Website, or to any other system or network connected to the Website.
• Introduce or transmit any virus, malware, spyware, ransomware, or other malicious or technologically harmful material.
• Use any automated tool, spider, crawler, scraper, or other data-mining mechanism to extract data from the Website without our express written consent.
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Website or its content for commercial purposes without prior written authorisation from us.
• Transmit any unsolicited or unauthorised advertising or promotional material (spam).
• Impersonate or misrepresent your affiliation with Ringate or any other person or entity.
• Engage in any conduct that restricts or inhibits any other person's use or enjoyment of the Website, or which may cause harm to Ringate or expose it to liability.

7. Breach of These Terms

Without prejudice to our other rights under these Terms, if you breach these Terms in any way, Ringate may take such action as it deems appropriate, including:

• Suspending or permanently terminating your access to the Website.
• Blocking access from computers using your IP address.
• Contacting your internet service provider to request that your access to the Website be blocked.
• Disclosing such information to law enforcement authorities as we reasonably consider necessary or as required by law.
• Commencing legal proceedings against you.

8. Intellectual Property

All content on this Website — including but not limited to text, graphics, logos, icons, images, audio and video clips, data compilations, and software — is the exclusive property of Rigate Ltd or its content suppliers and is protected by applicable Ghanaian and international copyright, trademark, and other intellectual property laws.

The Ringate name, logo, and all related marks, trade names, and service marks displayed on this Website are registered or unregistered trademarks of Ringate Ltd. Nothing on this Website shall be construed as granting, by implication or otherwise, any licence or right to use any trademark without our prior written permission.

You may print or download extracts from the Website for your personal, non-commercial use provided that you: (a) do not modify the content; (b) include our copyright notice on all copies; and (c) do not use the content in any way that suggests an association with, or endorsement by, Ringate.

9. Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT, MATERIALS, AND INFORMATION AVAILABLE ON IT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, RIGATE EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, AVAILABILITY, AND NON-INFRINGEMENT.

The information on this Website is provided for general informational purposes only and does not constitute financial, investment, legal, regulatory, or professional advice. You should seek independent professional advice before acting on any information contained herein.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE GHANAIAN LAW, RINGATE LTD, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenue, data, business, or goodwill.
• Business interruption.
• Costs of substitute goods or services.
• Any unauthorised access to or alteration of your data or transmissions.
• Any matter beyond our reasonable control.

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THESE LIMITATIONS APPLY WHETHER THE ALLEGED LIABILITY ARISES FROM TORT, CONTRACT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, AND EVEN IF RIGATE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11. Indemnification

You agree to indemnify, defend, and hold harmless Ringate Ltd and its directors, officers, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with: (a) your use of or access to the Website; (b) your breach of any provision of these Terms; (c) your violation of any applicable law or regulation; or (d) your infringement of any third-party intellectual property or other rights.

12. Third-Party Links and Content

The Website may contain hyperlinks to websites operated by third parties. Such links are provided solely for your convenience. Ringate has no control over, and accepts no responsibility for, the content, privacy practices, or availability of any third-party website.

The inclusion of any link on the Website does not imply endorsement, sponsorship, or recommendation by Ringate. You access third-party websites entirely at your own risk and subject to the terms and conditions of those websites.

13. Privacy and Data Protection

Ringate is committed to protecting your personal data in accordance with the Data Protection Act 2012 (Act 843) of Ghana and all applicable data protection regulations. Our Privacy Policy, which is incorporated into these Terms by reference, explains what personal data we collect when you visit the Website, how we use it, and the rights available to you as a data subject. You can request a copy of our Privacy Policy by contacting us at contact@ringateltd.com. By continuing to use this Website, you consent to the collection and use of your personal data as described in our Privacy Policy.

14. Cookies

This Website may use cookies and similar tracking technologies to enhance your browsing experience and analyse Website traffic. A cookie is a small data file placed on your device that enables certain Website features and functionality.

You may configure your browser to refuse all or some cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, some parts of the Website may become inaccessible or not function properly. By continuing to use the Website without changing your browser settings, you consent to our use of cookies.

15. Website Security

You must not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs, or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Website, the server on which it is stored, or any server, computer, or database connected to the Website.

Any breach of this clause may constitute a criminal offence under the Cybersecurity Act 2020 (Act 1038) of Ghana and other applicable Ghanaian law. We will report any such breach to the relevant law enforcement authorities and will cooperate fully with those authorities, including by disclosing your identity to the extent required.

16. Termination

You may stop using the Website at any time. We may suspend or terminate your access to the Website at any time, without notice, for any reason, including without limitation a breach of these Terms, fraud, or misrepresentation.

Upon termination, all rights granted to you under these Terms will immediately cease. Provisions that by their nature should survive termination shall do so, including without limitation the clauses on Intellectual Property, Disclaimer of Warranties, Limitation of Liability, Indemnification, and Governing Law.

17. Amendments to These Terms

We reserve the right to amend, update, or replace these Terms at any time at our sole discretion. Any changes will be effective immediately upon posting the revised Terms on the Website, with an updated effective date. Your continued use of the Website following the posting of any revised Terms constitutes your acceptance of those changes. We encourage you to review these Terms periodically.

18. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the Republic of Ghana.

Both parties irrevocably submit to the exclusive jurisdiction of the courts of the Republic of Ghana to settle any dispute or claim arising out of or in connection with these Terms or their subject matter or formation.

19. Severability

If any provision of these Terms is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary. Any such modification shall not affect the validity and enforceability of the remaining provisions of these Terms.

20. Waiver

No failure or delay by Ringate in exercising any right or remedy under these Terms shall constitute a waiver of that or any other right or remedy. A waiver of any breach shall not be construed as a waiver of any subsequent breach of the same or any other provision.

21. Entire Agreement

These Terms, together with our Privacy Policy and any other policies or notices published on the Website, constitute the entire agreement between you and Ringate Ltd with respect to your use of the Website and supersede all prior or contemporaneous communications and agreements, whether oral or written.

22. Contact Us

If you have any questions, concerns, or complaints regarding these Terms or the Website, please contact us at:

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Rigate Ltd

Email: contact@ringateltd.com

Website: www.ringateltd.com

Republic of Ghana

© 2026 Rigate Ltd. All rights reserved.